Insurance Questions

Do you take health insurance?

I'm often asked as to why we do not accept any health insurance in my office. Some of the reasons are listed below. Please keep in mind that my fees are generally lower than most insurance co-pay rates and insurance coverage typically focuses on acute medical crisis care, not corrective and wellness care.

Why don't you accept insurance payments?

  • If you don't have to file insurance claims for your chiropractic care it helps keep your premiums lower
  • If you don't file claims there is no entry in the insurance database that could affect your insurance rates or job status in the future
  • Instead of focusisg on writing insurance reports and claims processing, I can focus on what's important--YOU and providing you with the highest quality healthcare.
  • Insurance companies would require me to do procedures and tests that I don't feel are necessary for you to receive care in my office, thus wasting both your time and money.
  • Doctors who depend on insurance payments must hire extra staff to process claims, resulting in increased overhead. This leads to increased fees and decreased time with the doctor. Our office overhead is low to help minimize patient fees.
  • Insurance was designed for quick, short-term injury care and treatment for resulting symptoms. Insurance plans don't cover care for chronic pain issues or preventative chiropractic care. Most insurance policies have limits on the number of visits a patient can have whether or not they need further care. These limits on care have no basis on patient need. They are simply roadblocks set up by the insurance companies to discourage care and increase their profits by limiting care.
  • We keep our pricing simple. There are no hidden charges. Our flat fee structure covers everything necessary on each visit thus eliminating the temptation to provide additional, unnecassary care or to upcharge you, the patient.

Can I use my Health Savings Account (HSA) or Flex-Spending Card?

Of course! These types of accounts function like credit card or check payments.

Do you treat Medicare/Medicaid patients or handle workers' compensation?

  • Medicare: We are happy to provide care to our Medicare patients but we do not accept assignment of particpate with Medicare. This means that we ask that our Medicare patients pay for their care at the time of service the same as all of our other patients. We will assisnt you in submitting claims to Medicare and getting reimbursed.
  • Medicaid: We do not currently participate with Medicaid. Medicaid patients are treated the same as our other patients and payment is expected at the time of service.
  • Workers' Compensation: We do not participate with any Workers' Compensation plans at this time. We will not file claims or assist in getting reimbursement for Workers' Compensation claims.

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